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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2019 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Are Shifting Worker Demographics Affecting Claims?

Even though the number of employees age 55 and older has doubled since 2000, workers compensation claims have been declining. Why? That question led to some surprising answers in the National Council on Compensation...

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Idaho Extends Wage Claim Deadline

On March 18, 2019, Idaho Governor Brad Little signed legislation (H.B. 113) extending the time in which a claim for unpaid wages could be made to the Idaho Department of Labor, or in District Court. Idaho workers who...

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Q & A: Is Identity Theft Growing?

We printed this Q&A column in the April 10, 2019 edition of The Lewiston Tribune. Q: Is Identity Theft Growing? - A: Yes, unfortunately Identity Theft is one of the most common outcomes following business data...

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Email scams that target small business

How I Locked Up My Computer Network - As published in our Spring 2019 newsletter I fell victim to a ransomware email scam in 2015 and want to share my story so you won’t make my mistake. Here’s how it happened to me......

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Welcome Natasha Sullivan

As published in our Spring 2019 newsletterWe were looking for someone who would be naturally helpful, friendly and courteous for customer service as well as organized, detailed and prompt with great computer skills. We...

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Idaho Takes Aim at Uninsured Drivers

Idaho law has required mandatory auto liability insurance since 1988 by means of the owner’s signature of compliance when registering a vehicle. Despite that, about one out of every eight drivers do not carry auto...

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Q & A: Is Uninsured Motorist Auto Coverage Required?

We printed this Q&A column in the March 10, 2019 edition of The Lewiston Tribune. Q: Is Uninsured Motorist Auto Coverage Required? A: Idaho and Washington residents are required to purchase Uninsured Motorist (UM)...

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Review controls, policies to prevent employee dishonesty

Employee Dishonesty – Review your controls & policies According to the U.S. Chamber of Commerce, employees steal an estimated $30 billion to $100 billion per year from their employers. From inventory theft, to check...

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Q & A: When should I re-shop my auto insurance?

We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...

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