Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where you have a legal or financial responsibility to someone else.  

Your everyday activities like driving a car, having a home, owning rental property or playing on recreational vehicles can expose all your personal assets including ownership in a business to loss in a negligence lawsuit.

 American Insurance represents RLI and other companies to provide this coverage for you.

Get a free Umbrella quote online and find out more about an RLI or other company coverage from your American Insurance agent.