AMERICAN INSURANCE reminds area seniors to take note of the Medicare Open Enrollment Period from Oct. 15 to Dec. 7. This is when everyone who has Medicare – not only seniors – can change to different Medicare Advantage or Part D (Prescription Drug Plans).

We have local certified agents to help Idaho and Washington residents choose between plans available in our region.

“We are ready to help area seniors by explaining each of the options and the differences between them,” said Mike Everett, agent at AMERICAN INSURANCE. “Our agents compare many companies to find plans that work best for each individual client or family to meet their specific health care and prescription needs.”

During this Annual Enrollment Period, you can:

• Change from Original Medicare to a Medicare Advantage Plan
• Change from a Medicare Advantage Plan back to Original Medicare
• Switch from one Medicare Advantage Plan to another similar plan
• Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to one that offers this coverage
• Join a Medicare Prescription Drug Plan
• Switch from one Medicare Prescription Drug Plan to another similar plan
• Drop your Medicare prescription drug coverage completely

For seniors already enrolled in a Medicare option, the enrollment period ensures that their changes will take effect on Jan. 1, 2017.

Get local assistance at AMERICAN INSURANCE.

We have three local agents who are available by appointment to discuss Medicare and many other health care options with you, at your convenience. You can contact one of our certified health agents at AMERICAN INSURANCE, Dave Root, Tim Gleason or Mike Everett, at (208) 746-9646 or Medical [at] Am-Ins [dot] com or contact them online (here) to make an appointment here.

Do you need more information about Medicare? Here are some answers to some questions you may have.

• If your 65^th birthday is coming soon, you might have some questions about how Medicare works. So, when can I enroll in a program?
• Medicare Parts A and B are separate from Medicare Advantage, which is also called Part C. Medicare prescription drug coverage is Part D. Where can I learn more about the differences?
• Your out-of-pocket costs in your original Medicare plan will depend on several factors. What do I pay for my plan?
• If you have Original Medicare, you’ll get a “Medicare Summary Notice” in the mail every three months that lists all the services billed to Medicare. How do I know what Medicare paid?

Do you still have questions? We have certified health agents available to meet with you by appointment to answer all of your questions! You can contact Dave Root, Tim Gleason, or Mike Everett, at (208) 746-9646 or Medical [at] Am-Ins [dot] com or contact them online (here) to make an appointment here.