May 20, 2011
Chances are roughly one in seven that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC).
After four straight years of declines, the recession pushed up the average nationwide percentage of uninsured motorists to 14.3 % in 2008 before dropping to 13.8% in 2009. Idaho has among the lowest of uninsured motorists rates at 8% while Washington state is double that at 16%.
“The leveling trend in the percentage of uninsured motorists is an unfortunate consequence of the economic downturn and illustrates how virtually everyone is affected by recent economic developments," said Elizabeth A. Sprinkel, senior vice president of the IRC. “Despite laws in many states requiring drivers to maintain insurance, about one in seven motorists remain uninsured. This forces responsible drivers who carry insurance to bear the burden of paying for injuries caused by drivers who carry no insurance at all.”
Other results of the study show the five states with the highest uninsured driver estimates were Mississippi (28 %), New Mexico (26 %), Tennessee (24 %), Oklahoma (24 %), and Florida (24 %). The five states with the lowest uninsured driver estimates were Massachusetts (4.5 %), Maine (4.5 %), New York (5 %), Pennsylvania (7 %), and Vermont (7 %).
In this new study, Uninsured Motorists, 2011 Edition, IRC estimates the percentage of uninsured drivers countrywide and in individual states for 2008 and 2009. Read more.
Source: Insurance Research Council – News Release, Apr 21, 2011